What is an SR-22?
An SR-22 is a form that certifies you have sufficient insurance when you are considered a high-risk driver, such as after an OWI. Your insurance provider submits the SR-22 to the DMV.
If you have been convicted of a DUI, the judge may order you to carry an SR-22. You will then contact an insurance agent who will assist you. The DMV will receive the SR-22 and keep it on file for the necessary period of time.
Can I submit the SR-22 Form Myself?
Please note that you cannot submit the SR-22 to the DMV yourself. This is not allowed in order to prevent fraud – you must go through an insurance company. This can present a problem, because in some cases your provider may cancel your policy if you have a DUI on your record. In this situation, you will have to shop around for another provider.
Some insurance companies’ marketing suggests that “SR-22” is a type of insurance. This causes confusion because the term properly refers to the certificate, not the insurance. What those companies are offering is a type of insurance geared toward high-risk drivers, typically at a much higher rate. Companies offering “SR-22 insurance” are also letting you know that they will file the SR-22 with the DMV.
Unfortunately, having a DUI on your record may cause your insurance rates to increase steeply, whether or not the plan you purchase is explicitly advertised as “SR-22 insurance.” The way to avoid this is to keep your DUI off your record by fighting it in court.
Tom Grieve is the DUI Attorney Milwaukee Trusts
Sometimes, a DUI charge can seem hopeless and you cannot imagine any possible defense. But do not despair! The fact is that the laws surrounding DUIs are complex, and law enforcement is expected to follow very specific procedures at every step of the process. Many times, it comes to light that these procedures have been carried out incorrectly, and you may find your charges reduced or dropped. Our team of DUI attorneys at Grieve Law has been successful at helping many clients get their OWI/DUI charges reduced or dropped. Our attorneys have a well-earned reputation for winning. Let us provide you with an aggressive legal defense to protect you, not only from criminal penalties, but from any additional penalties.