How Long Does an OWI Stay on Your Insurance in Wisconsin?
An OWI Stays on Your Record For Life
Insurance rate increases can be quite steep and the judge may order you to carry an SR-22. Most providers will likely consider you to be a “high-risk driver” if you have a DUI conviction, even if you have a perfect record otherwise. It does not matter if you have never had an accident before in your life. In fact, some insurance companies may refuse to insure you at all if you have been convicted of drunk driving. If you have had a DUI in the past, insurance companies may consider you an even higher risk and could increase your rates even further.
An OWI Can Affect your Auto Insurance Rates for About Five Years
After several years have passed since your first offense OWI and your insurance rate lowers, it will be extremely important to maintain a clean driving record. If you have had more than two DUIs, Wisconsin has a lifetime look back policy and will count previous DUIs as prior offenses no matter how much time has passed between them. With multiple DUIs on your record, you can anticipate not only steep insurance rates, but also lengthy license revocation periods, not to mention thousands of dollars in fines and years of jail time.
Wisconsin is the only state to classify a first offense DUI as a civil offense. Every other part of the country counts it as a crime, which means that you could have serious problems if you ever want to move out of state. Potential employers will see your offense and may misinterpret it as a criminal record. What seems like a relatively minor issue right now is actually a serious blemish to your good name which will follow you for the rest of your life.
Wisconsin’s OWI Attorneys are Here to Help You
Keep both your criminal record and your driving record clean by hiring an experienced drunk driving attorney at Grieve Law. We consider each case to be unique, and we will leave no stone unturned in providing you with an aggressive criminal defense.